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MetricToronto, ONHamilton, ONMontreal, QC
Address45 Queen St E, Unit 1204, Toronto120 Barton St, Hamilton88 Rue Saint-Laurent, Montreal
Purchase Price$420,000.00$650,000.00$380,000.00
Down Payment20% ($84,000.00)25% ($162,500.00)20% ($76,000.00)
Interest Rate5.25%4.99%5.5%
Monthly Rent$2,400.00$3,500.00$2,100.00
Monthly Mortgage$2,013.47$2,847.04$1,866.83
Monthly Cash Flow-$400.14-$528.70-$476.16
Annual Cash Flow-$4,801.67-$6,344.44-$5,713.91
Cap Rate4.61%4.28%4.39%
ROI-5.72%-3.90%-7.52%
Cash-on-Cash-5.72%-3.90%-7.52%
Break-Even Occupancy111.7%111.1%116.7%
Vacancy Rate5%4%6%